The article examines the institutional mechanisms for ensuring Ukraine’s financial security under conditions of wartime stress, digitalisation and global economic instability. An expanded four-component conceptual model is proposed, comprising regulatory architecture, supervisory capacity, digital governance and adaptive resilience, along with a four-level model of the institutional environment of the financial system, which includes the regulatory and legal level, the institutional and managerial level, the financial and investment level, and the programme and instrumental level. It is demonstrated that the institutional environment in which industrial parks operate serves as a representative example that simultaneously illustrates both models. Five key institutional barriers are identified. The novel elements of the study include an analysis of fintech regulatory models, namely regulatory sandboxes, RegTech and open banking; the integration of ESG priorities, including the EU CSRD and Taxonomy; public-private partnership mechanisms in the fields of cybersecurity and financial innovation; a SWOT analysis of the institutional environment; a system of integrated macroeconomic indicators; and a set of quantitative performance indicators for institutional reforms with target benchmarks up to 2030.
Publication Date: 2026-06-11